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Why would I want a lawyer to help with my home purchase?

Those looking to buy a home may not often think that having a lawyer involved in the process, but there are many facets of buying a home, especially for the first-time homebuyer, in which an experienced lawyer can be a great asset to the home buying team. Home buying doesn't have to be a complicated matter, but when problems do arise, a lawyer is great person to have on your side to ensure you're getting exactly what you want (and are paying for) in the home and the associated property.

When you buy a house, you will be signing the dotted line on a lengthy, complex contract with some pretty serious obligations. A lawyer can help you review your buyer's contract before you sign it to make sure that everything is in order and that there are no hidden surprises. Furthermore, buying a home involves the transfer of a title, but there are circumstances where the transfer amy not be considered valid if not all of the correct paperwork is filed in conjunction with the title transfer. A lawyer can help ensure that the home you buy is rightfully transferred to you, avoiding any future claims of ownership by third parties, or disputes of the legitimacy of the sale.

Even if everything goes soothly with the purchase, the matter of actually owning the home, and dealing with the associated mortgage and insurance obligations can be overwhelmingly complex. A lawyer can help you understand the ins and outs of both your mortgage agreement and your homeowner's insurance policy. This may all seem like bringing a gun to a knife fight, but you'll be grateful the moment that the lawyer finds a loophole in one of these documents that may have cost you thousands of dollars if you were left unaware of it.

Homeownership is a great privilege and a great responsibility, and should not be taken lightly. If you believe that legal counsel is right for helping you with your upcoming home purchase, a lawyer with experience in real estate will be glad to help you explore the ins and outs of this important transaction.

Source: Law Society of Alberta, "Buying a Home - Facts to know before you sign," accessed Sep. 23, 2016

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